Attain The Dream of homeownership with the MetroAmericana^SM ITIN Mortgage Program

MetroAmericana^SM is a unique ITIN mortgage program designed to help America’s immigrant and unbanked populations attain homeownership. The ITIN mortgage program features underwriting guidelines that recognize the nontraditional savings, credit and documentation characteristics of immigrant and unbanked families.

MetroAmericana^SM ITIN (Individual Taxpayer Identification Number) mortgage loan program features:

• 95% and 105% financing
• Purchase or refinance loans for immigrant homebuyers
• In full compliance with Patriot Act and all other laws
• IRS-issued ITIN and government-issued photo I.D. accepted
• Traditional or nontraditional credit documentation allowed
• Insured by MGIC, the nation’s largest private mortgage insurance company

ITIN mortgage program borrowers must reside and work in the United States and have filed federal income tax returns for at least the preceding two years, and be able to demonstrate consistent earnings and acceptable creditworthiness.

Frequently Asked Questions About ITIN Mortgage Program

ITIN Fact Sheet

Alternative Forms of Credit for ITIN Mortgage

Attain the dream of homeownership today – contact us to learn how you can get a mortgage with an ITIN number, or apply for the MetroAmericana^SM ITIN mortgage loan program.

Links:

Article: Illegal immigrants are good risks, lenders find

Internal Revenue Service ITIN page

Form W-7, Application for IRS Individual Taxpayer Identification Number

Taxpayer Assistance Centers

ITIN Guidance for Foreign Property Buyers/Sellers

American Immigration Resources

Tópicos de inmigración En Español