MetroAmerica is committed to furthering the American dream of owning a home. That’s why we offer a variety of tools, information, and programs designed to help borrowers reach their home buying goals. We specialize in serving America’s immigrant population, and our expertise with first-time homebuyers has helped propel us into the top 1% of all lenders nationwide in closed loan volume. We also one of the highest loan application approval rates in the country.

Buying your first home can be a complex and intimidating process. But a little basic knowledge and a qualified lender can help make your experience a smooth one.

It’s important to understand the loan process, and prepare for certain steps and decisions. You should also become familiar with some of the basic types of loans available for first-time homebuyers, as well as some common mortgage terms and credit basics. In addition, it is crucial that you work with an experienced lender that will offer sound advice, many options, and guide you every step of the way.

Tools

Mortgage calculators provide rough estimates for loan amounts and payments, while pre-approval gives you and your Realtor a more accurate picture of how much home you can afford. A free consultation with a seasoned lending specialist, who can advise you of your options, quote the latest rates, answer your questions, and provide detailed explanations, can also be very beneficial.